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access.loan

Experience access

Automating Mortgage. Expanding Access.Instant rate quote to underwriting ready.

Try the Live DemoSee the platform
01 Price→02 Qualify→03 Complete
Orchestrating
Borrower
Journey active
Pricing
Scenario matched
Compliance
Checks passed
CRM
Contact updated
Documents
Files processed
LOS
Ready to hand off
AI Income
Income calculated
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One platform. Every step.Borrower→Price→Personalize→Documents→Encompass→CRM
The borrower experience

From interest to a complete file.

01 / Borrower journey

A rate in seconds.Underwriter ready in minutes.

Borrowers get certainty while the platform builds the file.

  • ✓ Instant, personalized pricing
  • ✓ Guided qualification
  • ✓ Structured application data
Two access.loan mobile quote screens showing HELOC and fixed second mortgage options
02 / Proprietary Pricing Engine

A thousand what-ifs.Instant answers.

The pricing engine is the heartbeat.Every scenario, instantly. No usage charge.

Unlimited scenariosAny investorNo cost
Instant Pricing Engine Live scenario
Loan amount$125,000
CLTV75%
Term20 years
$50,000$160,000 max
Estimated rate9.475%Variable
Est. monthly$987Interest only
No-cost pricing engineExplore every scenario without a per-request charge.
Reprice ↻
Mobile credit account selection screen used to build a personalized payoff plan
03 / Personalize

See every bill.Choose what gets paid.

Borrowers turn credit accounts into a personalized payoff plan with a swipe.

Credit-linked debtsSwipe to selectPayment impact
04 / Documents

Investor aligned by default.Your overlays on top.

Our dynamic document engine turns borrower answers into a consistent, review ready file.

Investor alignedCustom overlaysReview ready
White labeled document portal with a dynamic loan document checklist
Cost elimination

Cut the stack.Keep the margin.

Replace manual selling, follow-up, processing, and handoffs with one guided borrower system.

Call centerOriginatorProcessingSales overhead
Eliminated costs$2,850
Call center$400
Originator$1,500
Processing$400
Recruiting$175
Training$125
Sales management$250
Automated underwritingComing soon
Illustrative sample. Actual results vary.
Connected where it matters

Use ours. Bring yours. Launch either way.

01 / AI Document Review

Income calculated.Encompass updated.

We partner with leading AI document underwriting platforms. Our workflow feeds their income calculations, syncs the results to Encompass, and delivers an income qualified file.

AI income calcEncompass syncIncome qualified
AI Document Review Processing
DocumentsPaystubsW-2sBank statements
→
AI underwritingIncome calculatedEmployment analyzedConfidence scored
→
EncompassIncome updatedConditions mappedAudit trail ready
✓ Income-qualified file ready
Encompass Field Map Connected
access.loanEncompass
Borrower dataBorrower profile✓
Loan scenarioLoan program✓
Fees + costsFee details✓
Application dataYour custom fields✓
File ready on arrivalFees mapped · Disclosure data complete · Workflow assigned
02 / Encompass

Mapped exactly.Ready on arrival.

Every field lands where your team expects it.

Standard + custom fieldsFee readyDisclosure ready
03 / CRM

So good, you’ll wantto switch.

Prebuilt outreach automations. A bespoke progressive dialer configured by state license and skills. You own the CRM and its data, always. No added platform cost. Pay only for usage.

CRM includedNo lead left behindBidirectional Sync.
Connected CRM No added cost
Included CRMorYour CRM
Partial leadSMS follow-up
→
ApplicationRound robin
→
Text requestAssigned now
→
Call requestCalendar booked
→
Round robinCalendarText + call workflows
White labeled on day one

Your brand.Live on day one.

CRM, valuation, title, credit, and LOS connections are ready from day one.

✓ CRM ready. No lead left behind.✓ Valuation, title + credit ready✓ Connect to your existing workflows
Your brandLaunch ready
AVMInvestor aligned
CreditConnected vendor
CRMWorkflows ready
TitleProduct matched
EncompassMapped file
AVM Engine
Investor+State+Property type→Correct valuation provider
Title Engine
Investor+State+Zone+Loan size→Correct product + disclosed cost
Control where it matters

A command center for control.

01 / Portfolio Intelligence

See every application.See every dollar.

Follow the journey from first quote to funded revenue.

Live funnelRevenue reportingUser performance
Portfolio Intelligence Live reporting
Pipeline$69.6mmActive volume
Funded loans398Month to date
Revenue$3.6mmMonth to date
Application progressionQuote → Funded
Quote started100%
1,248
Application50% from quote
624
Underwriting75% from application
468
Funded85% from underwriting
398
Usage Control Center Within cap
Month-to-date events13,916of 20,000 monthly events
70%
Credit pulls742
Valuations516
Title orders398
Messages12,260
Live monitoringConfigurable capsEvent alerts
02 / Usage Caps & Monitoring

Control usage.See every event.

Monitor activity in real time and set event limits across services, teams, and channels.

Live usageConfigurable capsEvent alerts
03 / Compliance Engine

Your rules. Every state.One controlled system.

Configure requirements. Approve changes.Keep every decision reviewable.

State-by-state rulesVersion historyLender controlled
Compliance Control CenterLender controlled
Active jurisdictionMaryland
Rules in force24
Last approvalToday
LicensingMaryland · 6 requirementsApproved
DisclosuresProduct + state logicActive
Closing costsTolerance rulesActive
Version 14Approved by ComplianceFull audit history →
Data ownership, by design.

Your data. Your account. Your control.

A separate account you own keeps your borrower data, future deals, and book of business yours. We want your business, never your data.

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An account you own

Your data stays inside a separate environment you control.

Your book stays yours

Borrower relationships and future deals never become ours.

Controlled access

Permissions and reviewable activity keep sensitive data limited to the right people.

RoadmapAgencyNon-QMDSCRAutomated underwriting
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